About Pro-Active Financial Services Ltd.

Incorporated in 1996, Clements Financial Services Incorporated was found by Don Clements with a mandate of service and the ability to think outside of the box. Today, we are proud to represent over 200 business for their insurance needs. Our mission is to serve our clients with integrity and a “can-do” attitude! We pride ourselves on the depth of relationships and the quality of service we provide. Although Clements Financial Services has been transferred to other corporations, rest assured that the passion and dedication to our clients will continue to exist through Pro-Active Financial Services Ltd. We specialize in providing consulting for Employee benefits including group investment products and Executive benefits and make it understandable for our clients. Service is the cornerstone of our firm. We serve a broad array of clientele; from small businesses to large corporations. As every client is unique we take pride in understanding our clients’ needs and helping them achieve their goals. Being true independent brokers, we only work for our clients and not for any one insurance company. Service matched with solid processes and integrity are the cornerstones of our company. We look forward to working with you now and in the future.

Troy Andersen, B.Sc., CFP, CLU

Certified Financial Planner®

President

I am a Certified Financial Planner with Desjardins Financial Security Investments Inc. and registered to offer mutual funds in the province of British Columbia.

I always get to learn so much about the people I work with so I would like to share a little about myself.

I was born in Vancouver but raised in Qualicum Beach on Vancouver Island where I graduated from secondary school with honours standing. I then moved back to Vancouver to attend the University of British Columbia where I attained my Bachelor of Science in Biochemistry and Psychology with an A average. I had aspirations of attending medical school.

In 1999 my uncle, Donald Clements, asked me to work for his newly formed company, Clements Financial to help with marketing and I have never looked back. I first completed the Canadian Securities fund course and then quickly obtained my broker’s license in insurance. I was awarded the Certified Financial Planner (CFP) designation in 2008. In 2012 I was awarded the Chartered Life Underwriter (CLU) designation. I continually read and learn as our laws constantly change so it is important to be on top of things to know how these changes affect our clients.

I enjoy working with clients of various backgrounds with varying degrees of problems to solve. What I enjoy most is helping people reach their goals.

Each person is unique which requires me to think more about the best way to attain their goals. I like the fact that my job is not monotonous.

I am an avid Rotarian and belong to the Rotary Club of White Rock Peninsula where I serve as Treasurer. Currently I live in Surrey with my family. In my spare time I enjoy reading, golfing, travelling and working out. I also like to watch our Vancouver Canucks & BC Lions steam roll their competition.

Christy LaPlante, BA

Financial Advisor

Independent Insurance Broker

I am a Financial Advisor with an Insurance Brokerage License.

I have always enjoyed working with people and families but my journey to this career path was not planned. Through the years, I have learned that you can’t prepare for everything, but you can plan for anything.

I was born in Vancouver and grew up in Qualicum Beach on Vancouver Island. I graduated from secondary school with honours standing. After graduation, I worked at a daycare / preschool owned by my mom before moving to Vancouver to attend post-secondary school. My intention was to become a secondary school teacher, but life moves in mysterious ways. While attending UBC, I met a man, got married, and eventually became pregnant. These choices caused me to pivot in my career path as I wanted to be able to raise my kids and watch them grow up, while still providing for the family. I was able to finish my Bachelor of Arts but with the pregnancy, chose not to start the B.Ed. program. Instead, I was presented with the opportunity to get my Early Childhood Education certification through distance education. Doing this allowed me to relocate back to Qualicum and return to a career where my son (and eventually, my daughter) were able to be with me at work for the entire day. I have never regretted this decision.

Eventually my mom sold the business and I remained on with the new owners as the manager of their centre. But after a few years, and with no notice, they choose to close the business. After 15 years, I found myself single, raising two teenagers, and unemployed. Time to pivot again!

In early 2018, Troy was in need of an assistant, and through the convenience of technology, I was able to help him from my home on the Island, while still working at my other job. So, in 2019 when the daycare closed, I had a choice: find an alternate position in ECE, or follow Troy’s advice and return to studying, this time, for an Independent Insurance Brokerage license. Troy, who is my older brother, has always encouraged me to consider working with him in this field, and this was the opportunity to take that leap. I have never regretted this decision either!

This career has allowed me to learn an abundance of information about planning for future events. I feel blessed to have the opportunity to help businesses, people and their families as together, we build their dreams and protect their futures. As I said before: you can’t prepare for everything, but you can plan for anything!

About Pro-Active Financial Services Ltd.

Associations

Troy Andersen, B.Sc., CFP, CLU

Certified Financial Planner®

President

Education

The University of British Columbia

Certified Financial Planner (CFP)

Chartered Life Underwriter (CLU)

Life License Qualification Program

Christy LaPlante, BA

Financial Advisor

Independent Insurance Broker

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