• Pro-Active Financial Services Ltd.

    A Boutique Benefits Consulting Brokerage

    Learn More
  • Pro-Active Financial Services Ltd.

    A Boutique Benefits Consulting Brokerage

    Learn More
  • Pro-Active Financial Services Ltd.

    A Boutique Benefits Consulting Brokerage

    Learn More
  • Pro-Active Financial Services Ltd.

    A Boutique Benefits Consulting Brokerage

    Learn More

We specialize in providing consulting for Employee benefits including group investment products and Executive benefits and make it understandable for our clients. Service is the cornerstone of our firm. We serve a broad array of clientele; from small businesses to large corporations. As every client is unique we take pride in understanding our clients’ needs and helping them achieve their goals. Being true independent brokers, we only work for our clients and not for any one insurance company. Service matched with solid processes and integrity are the cornerstones of our company. We look forward to working with you now and in the future.

Business Owners

Strategies to help increase your personal cash flow, keep key employees and protect your business.

Latest news

Budget 2026: What the New Federal Measures Could Mean for Your Money

Budget 2026 proposes new affordability, housing, benefit, and business investment measures. From fuel tax relief and a groceries benefit supplement to an “RRSP for life” consultation and the Productivity Mega Deduction, here is a plain-language overview of what the November 5, 2026 budget could mean for Canadians’ money.

Health Spending Accounts and Wellness Spending Accounts

Health and Wellness Spending Accounts offer flexible, tax-efficient ways for Canadian employers to support their team’s well-being. Learn the key differences between HSAs and WSAs—what’s covered, how they’re taxed, and how they complement traditional benefits. A quick guide for building smarter, more personalized employee support.

Critical Illness Insurance Explained

A critical illness can happen when you least expect it — and employer benefits may not be enough. Learn how Critical Illness Insurance protects your finances when you need it most.